Why Investing is Better than Saving

What is Saving? How is it Different from Investing?

What is Investing?

  • Fixed deposit — 5–6% yearly returns
  • Gold — 9–10%
  • Debt mutual funds — 7–10%
  • Equity mutual funds — 11–15%
  • Real estate — 10% to no upper limit
  • Stocks — 15% to no upper limit
  • Bonds — 7–10%
  • Government schemes — PPF, NPS, SSY, etc. — 6–8%
  • Cryptocurrency — 30–40% to no upper limit

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